To be adequately protected, the tree care professional preferably a Certified Arborist you hire.

Unfortunately, ATS tree trimmer employee Miguel was severely injured when he fell from a tall tree. Upon learning his employer, ATS, had no workers' compensation insurance, Miguel sued homeowner Truman. When Truman contacted his homeowner's insurance company, he learned he was not insured for this type of injury because Miguel was not Truman's direct household employee. If you hire a tree care company that has no workers compensation coverage, you will be required to pay the bill if an employee is injured and the company owner cannot pay.

You can sue the company to recover damages, but you have to pay for the injured person’s medical bills, lost wages and costs associated with the injury in the meantime. Jan 12, Not All Tree Service Companies Are Equal.

Before you decide to hire any particular tree care professional or company, you need to do some research to make sure that they meet the following standards: Insurance – Tree care companies must have liability insurance and workers’ compensation insurance if they’re going to work in their client Estimated Reading Time: 5 mins.

The average rate our customers pay for workers' compensation under the tree service class code is aroundperof payroll.

The average cost for a general liability insurance policy is about 2, Workers' Comp Costs. Work Comp is priced based on payroll. Your state and EMR Rating will affect your cost. Feb 27, Safety is paramount in the tree trimming and stump grinding industry and can help keep your workers safe and workers’ comp premiums down. Consult a knowledgeable tree service insurance professional to learn more about keeping your workers safe and protected through workers’ comp coverage while also offering a safety net for your tree care business.

Mar 27, As with general liability insurance, workers’ compensation insurance must specifically cover tree work (not just landscaping or similar work) in order to be valid. Although many companies claim to be fully covered by workers’ compensation insurance, they may not always be covered for tree work.

Feb 26, Classification includes"N.O.C.", which is an abbreviation for not otherwise classified. This indicates that some specific type of tree pruning, repairing or trimming work may qualify for a classification other than In this case, that other classification is Classification was amended effective January 1, Jul 13, No formal license is required for tree trimming in Florida. Do your homework. Licensing may be required at the state, county and/or city levels to perform additional types of service needed in.

Jul 07, Decedent Pastor Fariar fell out of a tree and died while working as a tree trimmer for William Sheehan, d.b.a. Reliance Tree Service, an unlicensed and illegally uninsured tree trimming business. The decedent’s widow sought worker’s compensation benefits, and included the insured homeowner and the Uninsured Employer’s Fund as defendants.

Jul 26, Operating a tree-removal service without a license is illegal. Check into the company's insurance. A company without adequate insurance coverage is an establishment that you don't want working anywhere near your home.

You want to ensure that the company has liability insurance and worker's compensation insurance.